2009. 2. 11. 17:11ㆍ세상은
신용카드업 제도 개선방향
― 목 차 ―
<요약>
Ⅰ. 논의의 배경 ··································································1
Ⅱ. 신용카드업 현황 및 평가 ·········································3
1. 일반현황 및 시장분석 ·····················································3
가. 일반현황 ··········································································3
나. 시장분석 ··········································································6
2. 주요 업무 및 규제 ···························································9
가. 주요 업무 ········································································9
나. 진입 및 퇴출 ································································13
다. 지배 및 소유구조 ························································14
라. 자금조달 및 운용 ························································15
마. 소비자보호 ····································································17
바. 건전성 감독 ··································································19
3. 평가 ····················································································21
Ⅲ. 신용카드업 제도 개선방향 ·····································27
1. 정책의 기본방향 ·····························································27
2. 세부 시행방향 ·································································27
가. 진입요건 ········································································27
나. 업무영역 확대 ······························································28
다. 수수료제도 개선 ··························································29
라. 결재대상 확대 ······························································41